Electronic Payment Terms

As the world continues to move towards more online transacting, Singita is working hard to mitigate against the risks associated with relying on these fast-evolving technologies.

We use the best payment platforms available in Africa and our banks continually introduce enhancements to our security measures to help protect you from fraud when you’re using your credit card to settle payments online.

As part of these changes, the payment portal may need to ask you to authenticate more often during the checkout process. Increasingly, your bank can verify it’s you when you’re shopping online by using fingerprint or facial recognition through the banking app or ask you to sign up for Two-Factor-Authentication programs like “Verified by VISA”, MasterCard SecureCode or Amex Safekey.

BY USING THE PAYGATE ONLINE PAYMENT SERVICE, YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS

SECURITY POLICY

  • PayGate will maintain Payment Card Industry (PCI) compliance and as such PayGate is responsible for securely storing, processing and transmitting card data to the PCI compliance standard.
  • PayGate supports 3D secure payment methods. When you purchase any good or service online through PayGate, it provides an added layer of security to protect against fraud and ensure the credit card holder has authorised the transaction.
  • 3D secure methods supported by Paygate include Mastercard’s SecureCode, Visa’s Verified-by-Visa, and American Express SafeKey. The authentication method may vary due to your card issuer and preferences, but often takes the form of an OTP you receive by SMS or through a banking app push notification when you make an online purchase. The card holder is prompted to fill in the OTP or password for the transaction before the payment is authorised. This ensures an added layer of safety and security for your online purchases.

UPDATING OF THESE TERMS & CONDITIONS

We reserve the right to change, modify, add to or remove from portions or the whole of these Terms and Conditions from time to time. Changes to these Terms and Conditions will become effective upon such changes being posted to this Website.